Buying a HDB flat in singapore

HDB FLAT OWNERSHIP
it's that time again ;
time to take out more money;
to consider for the future
is it worth it ?

can we afford it ?

what are the problems ?

so what can i do about it ?

she wants it ? i dont know whether i want ....

are there any returns ? how much ???

can i afford it ? i'm already paying for the JB house !

and you want to add this ?.... oh no ...